(8) A credit agreement is an exempt agreement if it is concluded in the context of a trade in goods or services – (e)the relationship between the declaration and the agreement complies with the rules established by the CAF for the purposes of this paragraph (including the period between the preparation of the declaration and the conclusion of the agreement) and a credit agreement to finance a transaction between the borrower and the lender; whether or not it is a party to this Agreement; (b) agreements that are conditional purchase agreements or hire-purchase agreements; The term `regulated contract` within the meaning of Article 189 of the 1974 CSF includes both regulated credit agreements and regulated consumer leases. This practical note sets out what is meant by the terms `credit` and `regulated credit agreement`, as well as the types of credit agreements which are `regulated credit agreements` and therefore fall within the scope of their regulation. (b)the subject matter of the agreement is a meter or measuring device used (or intended to be used) in connection with the supply of gas, electricity or water. . . .